Social Security earnings-test limits rise in 2026
Keep the new numbers in mind if you plan to work and collect Social Security at the same time.
www.usatoday.comThe 2026 earnings limit for Social Security reduces benefits if you work while receiving benefits during employment, for less-than-FRA earners in 2026, the annual limit is about $24,480, with $1 withheld for every $2 earned above this amount; those reaching full retirement age in 2026, the limit is about $65,160, with $1 withheld for every $3 earned above that; upon hitting full retirement age, there is no earnings limit. The SSA 2026 update shows these figures and the corresponding withholdings are temporary adjustments to future benefits. Social Security Earnings Limits 2026 to note and who should plan include retirees planning to work while drawing benefits.